Empowering street vendors in Indonesia through a sustainability-integrated financial literacy programme

Earlier this year our Grantham Scholar, Eva Andriani, travelled to Indonesia to conduct some participatory research with a community of street vendors. We spoke to Eva to find out about her experience and the impact of her research.

Grantham scholar, Eva Andriani, and her supervisor, Olga Cam, posing with fresh vegetables bought from a street food vendor in Indonesia

Indonesia has a rich street food culture, with vendors a very common sight in its bustling towns and cities. They serve a delicious array of traditional dishes, snacks and drinks to locals and tourists, often at affordable prices. Street vendors also contribute significantly by creating job opportunities, providing household income, and supporting the achievement of the SDGs.

However, many face challenges related to financial literacy and sustainability practices, which hinder their ability to become financially resilient and access government financial support. As a result, this sector risks being left behind as the country moves toward a green transition.

Supporting Indonesian Street Vendors

Since completing her confirmation review, Grantham Scholar, Eva Andriani, has been conducting participatory research in her home country, Indonesia. Her project focuses on supporting local street food vendors in the village of Rejoagung by developing a financial literacy programme that incorporates Environmental, Social, and Governance (ESG) considerations. By promoting sustainable business practices, Eva hopes her research will empower vulnerable communities, enhancing their self-resilience through cost and waste reduction, improving access to funding, and fostering long-term development.

A large group of people buying produce from a street vendor in Indonesia

Participatory Action Research Approach

As part of her research, Eva collaborated closely with 34 street vendors and the broader community to co-create tailored solutions and prioritise local perspectives and needs. 

“I began by creating a formal agreement with five street vendors, who served as co-researchers representing the community,” explains Eva. “I conducted interviews with 20 street vendors to identify key challenges, which informed the development of a transformative education framework. Following this I conducted five collaborative dialogues with the co-researchers to design a practical model that included financial literacy materials, ESG concepts, alternative learning methods, and integration mechanisms. This was followed by validation sessions involving stakeholders from local academic communities and the government’s Financial Services Authority (OJK). Once the model was finalised, I conducted pre- and post-tests with the street vendors and proceeded with the implementation stage.”

By blending financial literacy with ESG principles, Eva’s approach enables vendors to enhance their financial well-being while contributing to global sustainability goals. This initiative also helps foster networks between street vendors, educators, sustainability experts, and local government authorities.

Challenges in Complex Settings

Conducting research in culturally and socio-economically complex settings like Indonesia presents unique challenges. One key issue is that many traditional research processes require  participants to possess advanced literacy skills. 

“Many participants can find dealing with information sheets and consent forms overwhelming or intimidating. This creates barriers to meaningful engagement.” 

To address this, Eva, with guidance from her supervisors Dr Olga Cam and Dr Ozlem Arikan, designed an approach which focused on collaborative dialogue to build mutual understanding and co-create solutions. 

“I simplified the Participant Information Sheet, translated it into participants’ local language, and used AI-generated comic illustrations to complement the written material,” said Eva. “I also used verbal explanations to further ensure accessibility for participants with varying literacy levels.”

By actively prioritising local contexts, Eva’s was able to address common concerns in research about imposing Western-centric solutions and her approach represented a step towards decolonising research practices.

Opportunities for Impact

Despite the challenges, Eva’s creative approaches to research design  brought significant opportunities and rewards. 

“By building trust and collaborative relationships with the local community, I was able to present my findings at a village council ceremony attended by 23 local authorities and 20 street vendors. The event included mini training sessions for the vendors around one of my research findings which focused on food waste management and food bank distribution. Following this I got the chance to visit the vendors’ business sites.” 

Grantham Centre funding played a vital role in facilitating Eva’s engagement with the community and supporting these impactful initiatives. 

“I was also able to engage with local higher education providers and the local government,” continues Eva. “I used a financial educators’ forum which included 36 universities in East Java, Bali and Semarang to validate my findings with the Indonesian research community. I then shared the findings with the policy maker, OJK (Financial Service Authority of Indonesia), which allowed me to refine my insights. This step was vital for me to develop a robust financial education programme tailored to street vendors, integrating ESG principles for a holistic approach to sustainable transformation.”

A group of attendees, including Grantham Scholar, Eva Adriani, and her supervisor, Olga Cam, posing on the stage at a conference

International Collaboration

Building on the successful engagement with the local community, Eva and her supervisor Dr Cam were invited to speak at the World Research and Engagement Forum hosted by KH. Mukhtar Sayafaat’s University in Indonesia. 

Addressing an audience of 70 students and 102 lecturers, Eva shared her educational journey, from her Master’s degree at Leeds to her doctoral research at Sheffield. Dr Cam reflected on the importance of cross-cultural dialogue and interdisciplinary research in addressing global challenges. Together, they engaged participants in a thought-provoking discussion on the value of collaboration and cross-cultural experiences in an interconnected world. Dr Cam and Eva also visited Semarang University, where they delivered a public lecture to Indonesian academics. 

Grantham scholar, Eva Andriani, speaking at Semarang University

Next Steps

Eva has finished her data collection and will soon enter the final stages of her PhD at the Sheffield Management School and Grantham Centre. Her work underscores the potential of participatory action research to drive meaningful change locally and globally, paving the way for interdisciplinary partnerships.

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