Sheffield Household Finance Research Group

The Sheffield Household Finance Research Group empirically explores a range of aspects relating to household financial behaviours and outcomes. The area of household finance has received an increased amount of attention over the past two decades and remains high on both policy and research agendas.

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About our work 

We are committed to producing real world empirical evidence relating to policy relevant research questions. Members of the Household Finance Research Group have expertise in the following areas: 

  • Financial portfolio allocations

  • Household debt accumulation and saving decisions

  • Intersections between the macro-economy and household finances

  • Poverty and inequality

  • Subjective financial position

Our activities 

  • We host a regular Household Finance Workshop

See events from the cluster and across the school.

Get involved with our work 

The Sheffield Household Finance cluster is led by Alberto Montagnoli. 

Our group includes researchers at all levels, from established professors to early career researchers and PhD students.

We welcome enquiries from researchers within and beyond academia. Please reach out to Alberto to explore engagement opportunities or if you would like to know more about our activities.

Representative reports and publications 

Alzuabi, R., Brown, S., Kontonikas, A., & Montagnoli, A. (2025). Household portfolios and monetary policy. International Journal of Finance & Economics, 30(4), 1076-9307.

Brown S, Bucciol A, Montagnoli A & Taylor K (2025) Financial advice and household financial portfolios*Oxford Bulletin of Economics and Statistics, 87(2), 382-413. View this article in WRRO  

Alzuabi R, Brown S, Harris MN & Taylor K (2024) Modelling the composition of household portfolios: A latent class approachCanadian Journal of Economics/Revue canadienne d'économique, 57(1), 243-275.  

Brown S, Mark NH, Spencer C & Taylor KB (2024) Financial expectations and household consumption: does middle-inflation matter?Journal of Money, Credit and Banking, 56(4), 741-768. View this article in WRRO  

Gedikli C, Gurleen Popli & Yilmaz O (2023) The impact of intimate partner violence on women’s labour market outcomes. World Development.

Sarah Brown, Mark NH, Christopher S & Karl Taylor (2023) Financial Expectations and Household Consumption: Does Middle Inflation Matter? Journal of Money, Credit and Banking.

Görtz C, McGowan D & Mallory Yeromonahos (2023) Furlough and Household Financial Distress during the COVID-19 Pandemic. Oxford Bulletin of Economics and Statistics.

Sarah Brown, Harris MN, Srivastava P & Karl Taylor (2022) Mental health, reporting bias and economic transitions. Oxford Economic Papers.

Raslan Alzuabi, Sarah Brown & Karl Taylor (2022) Charitable behaviour and political affiliation: evidence for the UK. Journal of Behavioral and Experimental Economics.

Daniel Gray, Alberto Montagnoli, 2022. Financial Fragility of Households in South Yorkshire

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